What we cover

Home and condo

Homeowners, condo and renters coverage, including help with wind and hurricane deductibles and what your policy actually pays for.

Auto

Coverage for your cars, teen drivers and everyday commutes, with limits set to protect what you've worked for.

Flood

Flood policies through the National Flood Insurance Program and private flood carriers, since most home policies don't cover flood.

Umbrella

Extra liability protection above your home and auto limits, for a lawsuit or serious accident that goes beyond them.

Boat, RV and more

Boats, personal watercraft, RVs, motorcycles and golf carts, so weekends on the water or the road are covered too.

Why shop with Brightway

Brightway works with many insurance companies, so instead of one price you see several options side by side. We explain the differences in plain terms, help you bundle where it saves money, and shop your policies again at renewal when rates change.

When you have a question or a claim, you call a local office in downtown Tallahassee, not a call center.

One team for your business and family

Brightway Insurance – The Martin Agency and Coastal Consulting Group are both part of Martin Risk Partners. If you own a business, the same team can look at your commercial insurance, employee benefits and life insurance alongside your personal coverage.

Get a personal insurance quote

Start a quote online at BrightwayMartin.com or give us a call. Have your current declarations pages handy and we'll show you where you stand.

Brightway Insurance – The Martin Agency, a Martin Risk Partners company

101 N. Monroe St., Suite 800, Tallahassee, FL 32301

850-407-7828

BrightwayMartin.com

Frequently asked questions

Brightway works with many insurance companies. We gather your information once, compare quotes across several carriers and show you the options side by side, including differences in deductibles and coverage, so you're not just comparing prices.

Standard homeowners, condo and renters policies generally don't cover flood damage. Flood coverage is a separate policy, either through the National Flood Insurance Program or a private flood carrier. NFIP policies usually have a 30-day waiting period before coverage starts, so it's best not to wait until a storm is on the way.

In Florida, many home policies have a separate deductible for hurricane damage, often set as a percentage of your dwelling coverage rather than a flat dollar amount. We'll show you what that number means in real dollars and what your options are.

If you own a home, have teen drivers, a pool, a boat or significant savings, an umbrella policy adds liability protection above your home and auto limits. It's often less expensive than people expect for the amount of coverage it provides.

Yes. Many carriers offer a discount when you insure your home and auto together. We'll compare bundled and separate options so you can see which one actually comes out ahead.

Where we work

Based in downtown Tallahassee, we serve families across Tallahassee, North Florida, the Emerald Coast and South Georgia.